Introduction
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our free mortgage calculator website. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.
Information We Collect
Our mortgage calculator tool runs entirely in your web browser for your privacy and security. We do not collect, store, or transmit any of the financial information you enter into the calculator (such as home price, down payment, interest rate, loan term, property taxes, insurance, PMI, or HOA fees). All mortgage payment calculations are performed locally on your device, ensuring your sensitive financial data never leaves your computer.
However, we may automatically collect certain information about your device and how you interact with our website, including:
- Browser type and version
- Operating system
- IP address
- Pages visited and time spent on pages
- Referring website addresses
- Other diagnostic data
Use of Cookies and Tracking Technologies
We use cookies and similar tracking technologies to track activity on our website and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.
Types of cookies we use:
- Essential Cookies: These cookies are necessary for the website to function properly.
- Analytics Cookies: These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously.
- Advertising Cookies: These cookies are used to deliver advertisements more relevant to you and your interests.
Third-Party Advertising
We use third-party advertising companies, including Google AdSense, to serve ads when you visit our website. These companies may use information about your visits to this and other websites (not including your name, address, email address, or telephone number) in order to provide advertisements about goods and services of interest to you.
Google, as a third-party vendor, uses cookies to serve ads on our site. Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet.
You may opt out of personalized advertising by visiting Google Ads Settings or by visiting www.aboutads.info.
Third-Party Websites
Our website may contain links to third-party websites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the privacy policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Analytics
We may use third-party service providers such as Google Analytics to monitor and analyze the use of our website. Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.
For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy
Your Privacy Rights
Depending on your location and applicable laws, you may have certain rights regarding your personal information, including:
- The right to access and receive a copy of your personal information
- The right to request correction of your personal information
- The right to request deletion of your personal information
- The right to object to processing of your personal information
- The right to request restriction of processing your personal information
- The right to data portability
- The right to withdraw consent
If you are located in the European Economic Area (EEA), you have certain data protection rights under GDPR. If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA).
Children's Privacy
Our website does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we can take necessary action.
Data Security
The security of your data is important to us. While we strive to use commercially acceptable means to protect any information collected through our website, please remember that no method of transmission over the Internet or method of electronic storage is 100% secure. We cannot guarantee absolute security.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact Us
If you have any questions about this Privacy Policy, please contact us:
- By visiting our contact page
- By email: privacy@mortgagecalculator.com